NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 11, 2022, and the Deed of Trust of even date securing the same, recorded April 21, 2022, in Book No. 491, at Page 366, in Office of the Register of Deeds for Chester County, Tennessee, executed by Neil Davidson and Shawna Davidson, conveying certain property therein described to Frank Alvstad as Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for The Federal Savings Bank, its successors and assigns; and the undersigned, Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by The Secretary of Veterans Affairs, an officer of the United States.
NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by The Secretary of Veterans Affairs, an officer of the United States, will, on December 17, 2025 on or about 2:00 PM, at the Front Entrance of the Chester County Courthouse 133 E Main St., Henderson, TN 38340, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all redemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Chester County, Tennessee, and being more particularly described as follows:
SITUATED IN THE COUNTY OF CHESTER. STATE OF TENNESSEE:
1.066 ACRE LOT “B” TO FIND THE POINT OF BEGINNING COMMENCE ON A SPIKE IN THE CENTER OF DENNIS LATHAM ROAD AT THE INTERSECTION OF THE CENTER OF MT. PLEASANT ROAD; THENCE WITH THE CENTER OF MT. PLEASANT ROAD THE FOLLOWING 3 COURSES: NORTH 56 DEGREES 07 MINUTES 12
SECONDS WEST, 91 .32 FEET: NORTH 50 DEGREES 40 MINUTES 03
SECONDS WEST 50.04 FEET AND NORTH 43 DEGREES 29 MINUTES 38 SECONDS WEST 50.07 FEET TO A SPIKE IN THE CENTER OF MT. PLEASANT ROAD; THENCE LEAVING THE ROAD. SOUTH 54 DEGREES 49 MINUTES 23 SECONDS WEST 25.01 FEET TO AN IRON PIN NEAR THE SOUTHWEST RIGHT OF WAY MARGIN OF MT. PLEASANT ROAD. SAID PIN BEING THE TRUE BEGINNING SOUTHEAST CORNER OF THE LOT HEREIN DESCRIBED: THENCE WITH A NEW SEVERANCE LINE, SOUTH 54 DEGREES 53 MINUTES 17 SECONDS WEST 345.00 FEET TO AN IRON PIN, SAID PIN BEING THE NEW SOUTHWEST CORNER OF THE LOT HEREIN DESCRIBED; THENCE WITH A NEW SEVERANCE LINE, NORTH 38 DEGREES 08 MINUTES 17 SECONDS WEST 125.78 FEET TO AN IRON PIN, SAID PIN BEING THE NEW NORTHWEST CORNER OF THE LOT HEREIN
DESCRIBED; THENCE WITH A NEW SEVERANCE LINE. NORTH 54 DEGREES 53 MINUTES 17 SECONDS EAST 345.00 FEET TO AN IRON PIN NEAR THE SOUTHWEST RIGHT OF WAY MARGIN OF MT. PLEASANT ROAD. SAID PIN BEING THE NEW NORTHEAST CORNER OF THE LOT HEREIN DESCRIBED; THENCE NORTH 56 DEGREES 30 MINUTES 47 SECONDS EAST 24.84 FEET TO A SPIKE IN THE CENTER OF MT. PLEASANT ROAD THENCE WITH THE ENTER OF MT. PLEASANT ROAD (50 FEET RIGHT OF WAY) SOUTH 38 DEGREES 14 MINUTES 22 SECONDS EAST 125.06 FEET: THENCE SOUTH 54 DEGREES 49 MINUSES 23 SECONDS WEST 25.01 FEET BACK TO THE POINT OF BEGINNING. CONTAINING 1.066 ACRES AS SURVEYED BY EDDIE COLEMAN JR HENDERSON COUNTY. TN R.L.S. NO. 1140. ADDRESS 523 LAKESHORE DRIVE, LEXINGTON, TN. (LEGAL DESCRIPTION TAKEN FROM PRIOR DEED.)
ALSO KNOWN AS: 25 Mt Pleasant Road, Beech Bluff, TN 38313
This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property:
NEIL DAVIDSON TENANTS OF SHAWNA DAVIDSON
PORTFOLIO RECOVERY ASSOCIATES LLC REPUBLIC FINANCE LLC
VELOCITY INVESTMENTS LLC LVNV FUNDING LLC
CREDIT CORP SOLUTIONS INC
The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. As of July 1, 2025, notices pursuant to Tennessee Code Annotated
§35-5-101 et seq. are posted online at www.internetpostings.com by a third-party internet posting company. FLG No. 364167
DATED October 30, 2025
Foundation Legal Group, LLP fka
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee